Install Now,
Pay Later
Keep your home comfortable without the financial stress. Our partnership with UEI Financial offers flexible payment plans with quick approvals, competitive rates, and no hidden fees.
Limited Time Offer
12
Months
No Interest
No Payments
On qualifying deferred plans. OAC.
Why Finance with Budget Heating?
We've partnered with UEI Financial to bring you the most flexible and transparent financing options in the Lower Mainland.
No Interest, No Payments
Enjoy up to 12 months with no interest and no payments on qualifying deferred plans.
Quick Approvals
Most applications are approved within minutes. Get your comfort upgrade without the wait.
Flexible Terms
Choose from a variety of payment plans with terms from 12 to 120 months to fit your budget.
No Hidden Fees
Transparent pricing with no application fees, no prepayment penalties, and no surprises.
100% Financing
Finance the entire project cost including installation. No down payment required on many plans.
Open Loan
Pay off your balance at any time without penalty. Your loan, your timeline.
How Financing Works
Getting started is simple. From your first call to enjoying your new system, we make the process easy.
Get a Free Quote
Contact us for a no-obligation assessment of your home comfort needs. We'll recommend the right system and provide a detailed quote.
Choose Your Plan
Select the financing plan that fits your budget. Options include deferred payment plans, low monthly payments, and flexible terms.
Quick Application
Complete a simple application through our UEI Financial partner portal. Most applications are approved within minutes.
Enjoy Your Upgrade
We install your new system and you start enjoying comfort right away. Your first payment may not be due for months.
What You Can Finance
UEI Financial offers financing for a wide range of home comfort equipment from any manufacturer.
Furnaces
High-efficiency gas and electric furnaces
Heat Pumps
Ducted and ductless heat pump systems
Boilers
Combi boilers and conventional boiler systems
Air Conditioners
Central AC and mini-split cooling systems
Hot Water Tanks
Traditional storage tank water heater systems
Mini Splits
Ductless mini-split heating and cooling
Generators
Standalone backup generators
Tankless Water Heaters
On-demand hot water systems for your home
Example Monthly Payments
See approximate monthly payments for common projects. Actual payments depend on your approved rate and term.
| Project | 60-Month Payment | 120-Month Payment |
|---|---|---|
| High-Efficiency Furnace | as low as $85/mo | as low as $50/mo |
| Heat Pump System | as low as $110/mo | as low as $65/mo |
| Combi Boiler | as low as $130/mo | as low as $75/mo |
| Central Air Conditioner | as low as $75/mo | as low as $45/mo |
| Tankless Water Heater | as low as $65/mo | as low as $40/mo |
| Mini Split System | as low as $55/mo | as low as $35/mo |
* Payment estimates are for illustrative purposes only. Actual payments will vary based on approved credit, interest rate, and term length. All financing is subject to credit approval (OAC). Contact us for a personalized quote.
Government Rebates
Combine financing with government rebates to save even more. Income-qualified BC homeowners may access up to $16,000 in CleanBC ESP rebates for heat pump installations, plus BC Hydro fuel-switching rebates.
CleanBC ESP
Up to $16,000
Income-qualified rebates for heat pump installations. The non-income-qualified standard rebate for fossil fuel switching ended April 2025. Income-qualified rebates remain available and are significantly larger.
Canada Greener Homes
Closed
This federal program closed to new applicants in 2024 (final deadline December 31, 2025). It is no longer available for new heat pump or solar installations.
BC Hydro
Up to $2,000
For fuel switching from natural gas to an electric heat pump. Available to BC Hydro customers replacing gas furnaces or boilers.
FortisBC
Varies
Rebates for heat pump water heaters, appliance servicing, and wall furnaces. Budget Heating is a registered FortisBC Trade Ally.
We Handle the Paperwork
Budget Heating is registered with all rebate programs. We assess your eligibility, complete applications, coordinate energy audits, and follow up to ensure your rebate is processed.
Our Financing Partner
UEI Financial
A Division of Reliance Home Comfort
About UEI Financial
UEI Financial is one of Canada's leading home comfort financing providers. As a division of Reliance Home Comfort, they bring decades of experience in helping homeowners access the equipment they need with payment plans that fit their budget.
UEI Financial operates across Canada, providing financing solutions for HVAC systems, water treatment, water heaters, generators, battery walls, and EV charging stations from any manufacturer.
Why UEI Financial?
Trusted Canadian financing provider
Simple digital application process
Fast approvals, often within minutes
Competitive interest rates
No prepayment penalties
Dedicated customer support
Secure online account management
Frequently Asked Questions
Common questions about our financing options.
Ready to Get Started?
Call today for a free quote and financing consultation. We'll help you find the right plan for your budget.
All financing is subject to credit approval (OAC). Terms and conditions apply.